HVAC Financing and Rebates in Bossier City and Shreveport
New AC or Furnace Now, Easy Monthly Payments
Paying for a new heating and cooling system all at once isn't the only option for homeowners in Bossier City and Shreveport. With approved credit, you can spread the cost into monthly payments through Wells Fargo or Synchrony. And if SWEPCO is your electric company, a rebate of up to $3,500 can lower the price of a qualifying high-efficiency system.
Big repair bill? You can finance that too, not just a new system.
If you'd prefer to talk it over, call (318) 459-7575 and we'll go over the plans at your free estimate on a new system, or after the $99 diagnosis on a repair.
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How HVAC Financing Works
Get a free estimate
We look at your home and give you a price on the new AC, furnace or heat pump. For a repair, the $99 diagnosis comes first, and the repair estimate is free after that.
Pick a payment plan
Apply online right now with Wells Fargo or Synchrony, or do it with us in person at the estimate. We'll go over the plans, help you start the application, and you'll usually know where you stand before we leave.
Get it installed
You choose the system and the payment plan together. We put it in, and you pay it off monthly, with any SWEPCO rebate already taken off.
Financing Through Wells Fargo and Synchrony
Financing a new AC, furnace or heat pump in Bossier City works through Wells Fargo or Synchrony, and special financing plans with longer terms are available for qualified buyers, subject to credit approval. Rates, terms and any promotional periods are set by the lender and vary by plan. Read the lender's terms before you apply. Repairs can be financed too, and you can apply with either one in a few minutes.
Wells Fargo
Wells Fargo offers home project financing that we can set up for a new AC, furnace or heat pump. Some plans include a promotional period, such as a reduced rate or deferred interest for a set number of months.
One thing to read carefully: on a deferred-interest plan, if any balance is left when the promotion ends, the interest that built up from day one is usually added to what you owe. Pay it off before the end date and you avoid that.
Synchrony works much the same way, with financing made for home improvement projects. Their promotional plans often mean no interest if you pay the full amount within the promo window.
The same advice applies: put the end date on your calendar.
SWEPCO rebateUp to $3,500on a qualifying high-efficiency system
SWEPCO Rebates for Bossier City and Shreveport Homes
SWEPCO helps pay for high-efficiency heat pumps and air conditioners in SWEPCO-served Louisiana homes, up to $3,500 for a qualifying unit. The amount depends on the equipment and its efficiency, and funding is limited, subject to SWEPCO program rules. Ice Cold is on SWEPCO's list of participating contractors. Funding is limited each program year and can run out early. Check SWEPCO's Louisiana HVAC incentive program page for what qualifies. When the work is done by an approved contractor, the rebate is taken off your installation quote, so there's no mail-in form and no waiting on a check.
Utility programs change from year to year, and some run out of funding before the year is over. We'll tell you at the estimate which systems qualify and what's available right then.
Start With a Free Estimate
Financing starts with a price. Book a no-cost estimate on a new AC or furnace, and we'll go over the payment options in the same visit. We install throughout Bossier City, across the Red River in Shreveport, and in the nearby towns.
No cost for the estimate, and it's written and itemized
Julian was very knowledgeable and figured our job for a good price. Robert and his install team made a difficult install easy & seamless. They were professional, clean and finished in one day! Thank You Ice Cold A/C & Heating!
BBen H. Google review · Oct 2026
★★★★★
Just moved to Bossier City from North Dallas, and was not sure who to turn to for a new HVAC system. Ice Cold was recommended by my realtor, and I am a very happy camper. They just installed a new 3 ton Trane system and the installation crew was fantastic, the installation looks great, they exceeded expectations. Had a minor issue with my new Trane and Ice Cold took care of quickly. …
SSteven B. Google review · May 2025
★★★★★
… Great experience! Prompt and Professional! I have used Ice Cold AC for many years to service our system. Just recently had to do a full replacement. I highly recommend their services and would use them again.
SSeth H. Google review · Aug 2026
★★★★★
Justin arrived on time. He was polite and knowledgable. He had quotes emailed the same evening for services that we need. Thank you!!
AAudra J. Google review · Aug 2026
★★★★★
Great customer service and technician was very clear about the issue and up front about the costs. I would highly recommend them to anyone!
TTami T. Google review · Sep 2026
★★★★★
Complete HVAC replacement. They really took care of me
BBenjamin F. Google review · Mar 2024
HVAC Financing Questions
Can I finance a repair, or only a new system?
You can finance either a repair or a new system through our partners.
Can I use a SWEPCO rebate and financing together?
Yes, in most cases you can. The rebate lowers the price, and you finance what's left.
Do you offer the same financing in Shreveport?
Yes. Shreveport homeowners get the same Wells Fargo and Synchrony plans, the same free estimate and the same help with a SWEPCO rebate. It's a short drive across the river for us.
Will applying affect my credit?
That depends on the lender and the plan. The application will explain what kind of credit check it uses before you submit it.
Can I get financing with bad credit?
Wells Fargo and Synchrony set approval and terms based on your credit, so we can't promise approval or any particular terms. You can apply with either lender to find out.
Apply for HVAC Financing
Apply online in a few minutes, or call (318) 459-7575 and we'll go over your HVAC financing options and any SWEPCO rebate at your free estimate.